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Universal life insurance
Published by admin on November 26, 2009
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Universal life insurance is a type of permanent life insurance policy which accumulates an account value and it is flexible, which means that you can change the value of the premium and as such the amount of insurance.
Just like all the types of life insurance, this type of policy is also intended to protect financially your dear ones of the posibility of an untimely death. Your dear ones’ needs might change with time and that’s why the flexibility offered by the universal life insurance policy could be the solution.
The cash value of your universal life insurance would grow with time and it would also earn an interest rate. Usually, the death benefit would be tax free for the beneficiary.
Some types of “variable” universal life insurance even allow to set up more accounts, in a way similar to the mutual funds and could yield higher cash values.
Sign up right now to a universal life insurance simply by filling our form.
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